Boiler Breakdown Cover vs Annual Service: Which Is Better

Every year millions of UK homeowners face this question: breakdown cover or annual service?

Annual Service Only

Cost: £60–£100/year. Covers: preventive checks only. Best for: newer boilers still under warranty.

Breakdown Cover

Cost: £100–£300/year. Covers: parts and labour for repairs. Best for: older boilers or landlords needing peace of mind.